South African homeowner finance assistanceFree credit assessment with your application · No upfront fees
Personal · Trusted · Professional
Make use of CashBond’s CASHOUT service for Better Cashflow & Monthly Savings.
CashBond helps qualifying South African homeowners explore property-backed finance through registered banks and financial institutions.
No upfront fees · Terms, affordability and approval criteria apply
Unlock equityAccess value in your property
Reduce repaymentsExplore a better monthly structure
Improve cash flowCreate room in your budget
Keep your homeYour property stays in your name
What CashBond can help with
A clear path from financial pressure to possibility.
One professional process, designed around South African homeowners.
Consolidate debt
Explore combining qualifying high-interest commitments into one more manageable structure.
Improve your home
Consider using available property equity for renovations, repairs or essential upgrades.
Cover important needs
Assess options for education, emergencies, investments or other qualifying purposes.
A clearer credit path
Is your credit profile holding you back?
CashBond may be able to guide qualifying homeowners through credit-profile concerns so they can move toward a stronger application. No promise of approval is made.
CashBond referrals
Refer a friend and earn referral commission.
Share a personal referral link with a qualifying homeowner. The link records who made the referral and carries that information into the application automatically.
Clear referral tracking
The client can also enter the referrer’s name or code manually. Commission is subject to the CashBond referral terms and a qualifying successful outcome.
About CashBond
Local guidance, professional support.
CashBond is not a bank or private lender. We facilitate home-loan and property-finance applications through registered banks and financial institutions, helping clients prepare and submit a complete application.
Simple digital application
Complete everything on a phone, tablet, laptop or desktop.
Secure document collection
Take photographs or upload PDF and image files.
Personal help when needed
We contact you if anything is unclear, or when you request a consultation.
Property Finance
Your home. Your money. Your value.
Explore whether the equity in your property could help improve your monthly cash flow, consolidate debt or fund what matters.
1. ApplyComplete the digital form.
2. UploadAdd supporting documents.
3. AssessWe review your profile.
4. SubmitSuitable options go to lenders.
5. SupportWe guide you through next steps.
Who we may assist
A homeowner-focused solution.
You own residential property
The property must have sufficient available equity.
You receive a stable income
Affordability and lender criteria will be assessed.
You are not under debt review
Debt-review status may prevent the application from proceeding.
Every application is assessed individually
Terms, credit checks, affordability and approval criteria apply.
Free credit assessment with your application
No upfront fees are payable. CashBond helps prepare and facilitate the application; the final lending decision rests with the registered financial institution.
Possible uses
Finance structured around real needs.
Debt consolidation
Combine qualifying debts and simplify monthly commitments.
Home improvements
Renovate, repair or improve the property you already own.
Life priorities
Explore funding for education, emergencies or qualifying investments.
Apply online
Complete your CashBond application.
Complete the form, attach documents from your device or camera, and submit securely.
This quick check helps confirm whether CashBond may be able to assist.
Free credit assessment with your application. No upfront fees are payable. Terms, affordability and approval criteria apply.
Your details
Fields for joint applicants will appear only when needed.
Property and income
These details help with the initial affordability and equity assessment.
Supporting documents
On a phone, applicants can take a photograph or choose an existing file. PDF, JPG, PNG and HEIC files can be accepted. Maximum 8 MB per file and 25 MB in total. Files are sent only when you submit the application.
Review and submit
Applicant and property details
Confirm all supplied information is complete and accurate.
Supporting documents
No documents selected.
Secure submission
CashBond receives a notification and secure access to the application.
Simple repayment guide
Enter an amount. We’ll do the rest.
Customers only enter the South African Rand amount they would like to explore. The guide uses a standard 20-year term and the maintained reference rate behind the scenes.
How much would you like to explore?
Illustration based on a 20-year term and a 10.75% reference rate. The rate is maintained behind the scenes and reviewed when South African rates change.
Estimated monthly repayment over 20 yearsR 998Illustrative only. Your actual rate and repayment may differ.
CashBond referrals
Refer a friend and earn referral commission.
Each referral remains clearly identified from the first click through to the submitted application. Commission is subject to the CashBond referral terms and a qualifying successful outcome.
For marketing agents
Simple links. Clear attribution.
Unique agent link
The referral code is captured automatically when the client opens the application.
Manual backup option
A client can still enter the agent’s name or code if the original link is unavailable.
Visible in the notification
CashBond can see who referred the applicant as soon as the submission arrives.
Referral example
Read our Privacy & POPIA notice and share it with the client before providing their details.
A clean agent form can also start the process for a client.
Referral source
Case studies
See how property value can create options.
Clear, anonymised examples explain possible uses without presenting any result as guaranteed.
Debt consolidation
A more manageable monthly picture
A qualifying homeowner explored refinancing to combine several high-interest commitments into one property-backed structure.
Possible benefit: simplified repayments and improved monthly cash flow.
Home improvements
Investing back into the property
Available equity was considered as a way to fund essential improvements while retaining ownership of the home.
Possible benefit: upgrades without adding several separate credit facilities.
Financial resilience
Creating room for what matters
A homeowner assessed whether a new structure could reduce pressure and support a more stable household budget.
Possible benefit: greater flexibility for emergencies and future priorities.
These are illustrative scenarios. Every application, rate, term and outcome depends on individual circumstances and lender approval.
Contact CashBond
Professional help when you want it.
Applicants can complete the full process online, or request a personal consultation.
Ready to apply without a consultation?
The online application is available at any time, on any device.
Use this shorter form only when you would like CashBond to contact you personally.
Your information
Privacy & POPIA notice
How CashBond uses your personal information when you visit, enquire, refer a client or apply for property finance.
Last updated: 12 November 2026
At a glance
We collect information to respond to you and facilitate your finance application. Supporting files are selected on your device and sent when you submit. The repayment calculator provides an illustration; it does not approve a loan.
1. Who handles your information
CASHBOND PROPERTY FINANCE (registration number 2024/054182/07), referred to here as “CashBond”, is responsible for the personal information it processes for its services. CashBond facilitates applications through registered banks and financial institutions; it is not a bank or private lender.
Business address: 500 Lenchen Ave, Centurion, 0157, South Africa. Privacy requests: info@cashbond.co.za, for the attention of the Information Officer. Telephone: 012 743 5537.
2. Information we collect and its sources
Most information comes directly from you through our application, referral and consultation forms or subsequent correspondence. Depending on the service, it includes:
Your name, South African ID number, address, email address, mobile number and marital status.
Homeownership, debt-review and income status; property value, home-loan balance, employment or income source, monthly income, finance purpose and amount required.
ID documents, payslips, bank statements and home-loan statements. These documents may contain account details, transactions and information about other people, including a spouse.
Your consent, typed signature, application date, application reference and related correspondence.
A referrer’s name or code, the referred client’s name and number, and confirmation that the client agreed to be contacted. A referral code may also come from the link you used.
Your preferred contact time and the message you provide when requesting a consultation.
Where needed for a requested assessment, relevant information may also come from an authorised referrer, a credit bureau or a lender. Credit checks and lender disclosures must have an appropriate lawful basis and any required authorisation. Only provide another person’s documents when you are authorised to do so and they have been told how their information will be used.
3. Why we use it
We use this information to respond to enquiries, contact referred clients, identify applicants, assess initial affordability and available property equity, prepare and facilitate applications, communicate with you and prospective lenders, track referrals, address complaints and protect against misuse. We also use application references and basic submission timing information to help administer submissions and deter spam.
Processing may rely on your consent, steps requested toward a contract, a legal duty, or a legitimate interest permitted by POPIA. Consent to a credit assessment is requested in the application. This notice itself is not consent to every possible use of your information.
4. Your choice to provide information
Browsing the website and using the calculator do not require a finance application. Applying or requesting contact is voluntary. To submit an online application, the form requires the stated applicant, property and income information, the four document groups, consent and signature. The referral code is optional. If essential information is missing, we may be unable to assess or progress your request. Additional lender requirements will be explained when relevant.
5. Who may receive it
Relevant information may be handled by authorised CashBond personnel, prospective banks or financial institutions for your requested application, authorised credit-assessment providers, and service providers supporting hosting, document storage, email and administration. Our current application delivery uses Google Apps Script, Google Drive and email notifications to CashBond. A lender processes information under its own privacy notice and requirements. Referral attribution identifies the referring agent; it does not entitle an agent to your complete financial documents.
We may also disclose information when legally required, to professional advisers assisting with a matter, or to protect lawful rights. We do not sell applicant documents or contact lists.
6. Storage, security and international processing
Submitted application records and documents are stored through the application’s Google Drive delivery process. Technology providers, including Google and the website hosting provider, may process information outside South Africa. Any international transfer must meet POPIA’s applicable conditions, including suitable legal safeguards or another permitted basis. Contact us for information about the providers relevant to your application.
Access should be limited to people who need the information for the stated purposes, with reasonable safeguards appropriate to its sensitivity. No online service can promise absolute security. If a security compromise occurs, we will assess and make the notifications required by law.
7. How long information is kept
We keep identifiable information only as long as needed for the purpose, a lawful retention obligation or a permitted reason such as resolving a dispute. The period depends on the application outcome, lender requirements and the type of record. Information should then be securely deleted, destroyed or de-identified. Ask us about the retention period that applies to your records.
8. Website technology and the calculator
The calculator works within the page and does not itself submit an application or make a lending decision. Your selected documents remain in the browser until you submit the application. Navigating away or refreshing may clear an unfinished form.
The website uses externally supplied fonts and interface resources. Those providers and the hosting service may receive technical connection information, such as an IP address, browser details and requested resources. The current application code does not add advertising cookies or advertising trackers. Provider-level cookies or logs are governed by the relevant provider’s practices and browser settings.
9. Marketing and your rights
An application or consultation request is not a general subscription to promotional messages. Electronic direct marketing must comply with POPIA; you can ask us to stop it.
Subject to applicable law, you can request access, correction or deletion of your information, object to processing, or withdraw consent where processing relies on it. Withdrawal does not undo earlier lawful processing; other lawful retention duties may still apply. We may need proportionate identity verification before releasing or changing records.
Send a request to info@cashbond.co.za with the subject “Privacy request”. Describe your request and include an application reference if available. Please do not email passwords or unnecessary identity documents. We will explain any applicable procedure or lawful limitation.
We may update this notice when our services or information practices change. The date above identifies the latest version. This privacy notice does not replace a lender’s notice or the terms of your finance agreement.
